Why record a one-time contribution or withdrawal?
Sometimes you want to add a little extra to your investments, or maybe you need to pull some cash out. Think of this as your investment “notebook” and "calculator"—a way to jot down what you’re moving in or out, so you (and Enrich) can keep everything in balance. Recording these moves helps you:
Stay balanced: When you add or withdraw money, Enrich can suggest which investments to buy or sell to keep your portfolio on track.
Plan smarter: Use this tool to help decide how to move money between accounts, or how to reinvest dividends in the smartest way possible.
Coordinate with rebalancing: If you’re rebalancing or doing tax loss harvesting, logging contributions or withdrawals changes how Enrich recommends you adjust your portfolio.
Track your actions: This doesn’t actually move money for you—it’s a way to keep your records straight and get smarter recommendations.
How to record a one-time contribution or withdrawal
1. Go to your goal’s detail page
Tap on the goal you want to work with (like “Retirement in Bali” or “Kid’s College Fund”).
2. Select “Record a one-time contribution or withdrawal”
Look for the option labeled "one-time contribution"
Tap it to open the contribution/withdrawal window (think of this as your “Investment Update” window).
Tip: You can also access this window while performing a rebalance or tax loss harvest—just look for the “Contributions” button.
3. Choose the account(s) involved
You’ll see a list of accounts that are mapped to this goal (only accounts with investments tied to the goal will show up).
Select the account you’re adding to or withdrawing from.
4. Enter the amount
Type in the cash amount you’re contributing or withdrawing.
Specify whether it’s a contribution (money in) or a withdrawal (money out).
5. Save your update
Hit Done to record your action.
What happens next?
No money moves automatically: This is just for tracking and planning. You’ll still need to make the actual transfer in your brokerage account.
Get smarter recommendations: Enrich uses your contribution or withdrawal as an input for its trading calculator, helping you figure out what to buy or sell to keep your investments on target.
See the big picture: Over time, these records help you (and Enrich) understand your investment habits and needs.
Handy tips and tricks
Moving money between accounts? Record a withdrawal from one and a contribution to another. This helps you plan and track the shift.
Reinvesting dividends? Instead of auto-reinvesting, you can let cash collect, then use this tool to put those dollars into underperforming assets—helping your portfolio stay balanced.
Regular contributions? Set a reminder to log your monthly or annual additions so Enrich can keep your strategy humming along.